Bartercard is not a bank, therefore it’s not required to obtain and maintain a credit rating. Similarly, reports obtained from reporting agencies such as Equifax on companies and other such legal entities do not produce a score or rating as reports do on individuals.

While Bartercard has no simple credit rating to publish, it is vigilant in maintaining both the company’s positive credit reporting history and the overall stability of the exchange through mechanisms such as the Debt Reserve Fund, strict lending criteria and debt recovery procedures.